Sports & Fitness

Our sports & fitness program serves the needs of sports and fitness training professionals, sports instructors, and sports and fitness clubs and businesses.


Sports & Fitness Program

FITCO is our sports & fitness insurance program designed specifically to cover independent instructors who teach athletics, aquatics, aerobics, educational classes, dance, spinning, sports, swimming, yoga, pilates, and other health-promoting activities.

Program Highlights:

We protect our customer’s business and assets by offering general and professional liability policies, which are underwritten by ‘A’ rated carriers. Our packages can be geared towards owners, managers, or employees who provide services to the public.


  • General Liability
  • Professional Liability
  • Property
  • Emergency Event Management
  • Workers’ Compensation
  • Employment Practices Liability
  • Umbrella
  • Cyber Liability
  • Abuse/Molestation Coverage

Become An Agent

Become a Cardigan General Insurance Services appointed agent and expand your profitable business practices.

Benefits of a CGIS appointment:
• Selective appointment process
• Access to proprietary insurance programs
• Direct communications with program administrators and underwriters
• Coverages sponsored by A.M. Best A-Rated Carriers
• Claims administration and loss control services


Process for becoming an agent:

We will get you started and assist you with program details, our capabilities, and expectations and get you started on your way to establishing a profitable partnership.

If you prefer to speak with one of our program administrators,
please call 800-992-6648 and we’ll be happy to assist you.

For submissions: